2002-03-25
org.kosen.entty.User@2f66f471
김수경(kosen7)
분야
과학기술과 인문사회
발행기관
Walter W. Eubanks
발행일
2002/03/12
첨부파일
Despite the surge in customers signing up for Internet banking
in the aftermath of the 911 attacks on New York and Washington
and the anthrax scare that followed, Internet banking is not
growing as fast as expected before or after the attacks. A main
reason is consumer confidence in and familiarity with the paper-
based payment methods of cash and checks. Many smaller banking
institutions viewed the prospect of Internet banking as
providing opportunities to expand their services beyond their
brick and mortar establishments and compete with larger banks.
But the fixed cost of establishing transaction Internet sites is
having a greater impact on the bottom lines of smaller banks. To
overcome this problem, Internet bankers might be waiting until
they have a critical mass of users before imposing or raising
the user fees on this channel to banking services, as they did
with automated teller machines (ATMs).
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